38 Twin Brooks Cir #38 Haverhill, MA 01835

*NO CONDO ASSOCIATION - NO CONDO FEE!—a well-maintained half-duplex tucked near the end of a quiet, dead-end setting with local traffic only, yet just minutes to Route 125, 495, 95, RT 213, and the commuter rail for easy access to Boston. No condo fee and no formal association offer significant monthly savings while still enjoying a well-kept, owner-maintained property. Major updates include a 1.5-year-old forced hot air heating system and hot water tank, with central air setup in place—just add a condenser. The home features a bright living room, open flow to a kitchen with granite counters, dining area, and a side deck overlooking a private, wooded yard with seasonal Merrimack River views. Upstairs offers two bedrooms and a full bath, while the heated, full walkout lower level provides flexible space for home office, guest use, or potential 3rd bedroom. Two off-street parking spaces, in-unit laundry, storage, and documentation showing no flood insurance required